Insurance Identity
Verification for Safer
Policies and Claims
okID simplifies insurance identity verification for applications, claims, and policy changes. Verify policyholders in seconds using okID Wallet or regional eIDs with automated document and biometric checks when full onboarding is needed.
Proven Trust Across
Insurance Workflows
okID delivers insurance identity verification tools that support faster onboarding, reliable claimant checks and fewer manual verification tasks.
Protect Every Policy from
Identity Fraud
Apply identity verification for insurance across customer onboarding, claims,
payouts and account changes without creating unnecessary friction for
legitimate policyholders.
Fraud Prevention
Detect synthetic identities, impersonation and forged documents before they lead to fraudulent policies, claims or payouts.
KYC & eID Verification
Run configurable policyholder and beneficiary identity checks using reusable eIDs or document scans with risk screening and review options where required
Digital Onboarding & okID Wallet
Create fast digital insurance onboarding for remote applications by letting returning users verify via okID Wallet, reducing document handling and customer drop-off.
Account Takeover Prevention
Strengthen policyholder account protection with biometric and okID Wallet re-verification during recovery, payment changes and sensitive policy updates.
How okID Verifies
Policyholders and Claimants
Choose the right verification path based on the customer’s available credentials.
okID Wallet users can complete verification at Step 2 or undergo a quick
biometric re-check, while document-based verification continues through Steps
3 and 4 to confirm physical presence and match the person to their ID.
1. Select okID Wallet, Regional eID, or Collect Details
The policyholder or claimant chooses fast verification via okID Wallet or a regional eID, or provides the required information for traditional document verification.
2. Verify Identity Documents or Wallet Credentials
Authenticate submitted passports or IDs, or verify okID Wallet credentials or regional eIDs (iDIN, itsme) to extract trusted identity information. okID Wallet users can complete verification at this stage or undergo a quick biometric re-check when needed.
3. Confirm Physical Presence
Document path only: Use a live biometric check to confirm the claimant is physically present and detect photos, replays, spoofing, or deepfakes.
4. Match the Person to Their ID
Document path only: Compare the live face with the verified document portrait to confirm that the policyholder or claimant matches the identity document.
Build the Insurance
Verification Flow You Need
Combine identity verification solutions for insurance from reusable okID Wallet
credentials to document biometrics to protect policyholder journeys.
Enable passwordless login and 1-click identity verification for policyholders using okID Wallet and regional eIDs (iDIN, itsme).
Confirm that the person completing the insurance journey is real, present and not using manipulated media.
Match a policyholder, claimant or beneficiary with the identity established through the verified document or okID Wallet.
Questions About
Insurance Identity
Verification
Find answers about policyholder onboarding, claims, beneficiaries, KYC, biometrics, okID Wallet, eID integration, and identity fraud prevention.
Still have a question? Ask a Question
Can the same verification flow be used for insurance claims?
Yes. Insurers can reverify a claimant before processing a claim or payout using verified okID Wallet credentials or a quick biometric re-check.
How does okID Wallet simplify insurance onboarding and claims?
okID Wallet allows policyholders to reuse verified okID Wallet credentials, enabling 1-click authorization without re-scanning ID documents.
Does okID support regional eIDs like itsme, iDIN, or BankID?
Yes. okID supports regional eIDs (iDIN, itsme), allowing insurance customers to verify using supported regional eID methods.
Can okID integrate with an existing insurance platform?
Yes. okID can connect with existing onboarding, policy administration, claims and review workflows through its available integration options.
Which identity documents and eIDs can policyholders and claimants submit?
Supported verification methods depend on the configured workflow, document coverage, and the country or jurisdiction where verification takes place. Coverage can include thousands of international passports and IDs alongside regional eIDs (iDIN, itsme).
Can KYC and risk screening be added when required?
Yes. Insurers can configure identity checks and additional risk screening according to the policy, customer risk and applicable requirements.
How quickly can an insurance customer complete verification?
Completion time depends on the required checks, document quality and whether the result needs additional review.
Can insurers apply stronger checks to higher-risk journeys?
Yes. Insurers can adjust verification requirements for claims, payouts, account recovery, payment changes and other sensitive actions.
Verify Customers Faster.
Stop Fraud Earlier.
Use okID Wallet, eID integration, and advanced identity verification to confirm
genuine customers, reduce identity risk, and keep legitimate policyholders
moving.